Non-QM Loans

Alternative options. Flexible documentation.

Non-QM loans are designed for borrowers with unique income, documentation, property, or financing needs, including self-employed borrowers, investors, foreign nationals, and buyers with non-traditional income sources.

Non-QM Loans Features

001

Alternative Income Documentation

Borrowers may be able to qualify using bank statements, profit and loss statements, or other approved documentation.

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Non-Traditional Income Options

Non-QM loans may support borrowers with income that does not fit standard mortgage guidelines.

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Investor-Friendly Programs

Options may be available for investment properties, no-income investment loans, and unique property scenarios.

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Expanded Borrower Profiles

Programs may be available for ITIN borrowers, foreign nationals, asset depletion, jumbo needs, and other specialized situations.

Non-QM Loans Benefits

More Paths to Financing

Non-QM loans may help qualified borrowers move forward when traditional mortgage programs are not the right fit.

Helpful for Self-Employed Buyers

Business owners and self-employed borrowers may have options beyond standard W-2 income documentation.

Flexible Investment Strategies

Real estate investors may be able to finance properties using alternative qualifying methods tailored to their goals.

Solutions for Unique Situations

Buyers with complex income, assets, residency, or property needs may have access to specialized loan options.