Troy Oliveira Xavier is the Founder and CEO of Aureum Enterprise, a Miami-based firm specializing in real estate, lending, and financial services. With a background rooted in sales, wealth management, and client education, Troy has built his career around helping individuals, families, and business owners make confident financial decisions.
Troy partners with Success Lending to provide clients with a streamlined mortgage experience backed by a wide range of competitive loan products. His expertise extends beyond mortgages, blending knowledge of real estate, insurance, and wealth strategies to ensure clients receive comprehensive guidance tailored to their goals.
A Navy family upbringing instilled discipline and a strong sense of service in Troy from an early age. Those values carry into his professional approach today: clear communication, integrity in every transaction, and a relentless commitment to getting results. His track record spans residential purchases, investment properties, and financial protection strategies designed to build lasting security.
When not serving clients, Troy is active in the Miami professional community through organizations like the Miami Association of Realtors, the Miami-Dade Gay and Lesbian Chamber of Commerce, and the Downtown Development Authority. He is also dedicated to mentoring new agents, helping shape the next generation of professionals.
For Troy, lending is not just about closing loans, it is about creating opportunities, building wealth, and helping clients secure their future.
Address:
2800 Manhattan Boulevard, Suite C1, Harvey, LA 70058
Licensed:
Purchase Calculator
Why Borrowers Choose SUCCESS® Lending
Who We Are
SUCCESS® Lending is a mortgage lender built around people, relationships, and clear communication. Our loan officers help homebuyers and homeowners understand their options, compare loan programs, and move through the mortgage process with confidence. Whether you are buying your first home, moving up, refinancing, investing, or using your home equity, we are here to help you make informed decisions.
Our Mission
Our mission is to make home financing feel more personal, transparent, and easier to understand. We take the time to learn about your goals, explain your options, and help you choose a loan strategy that fits your financial picture. From pre-approval to closing, your SUCCESS® Lending loan officer is focused on keeping you informed, prepared, and supported.
Our Promise
You deserve a mortgage experience that is clear, responsive, and centered on your goals. We promise to communicate throughout the process, answer your questions, and work with your real estate agent when applicable to help keep your loan moving forward. With SUCCESS® Lending, you have a loan officer who is committed to helping you take the next step with confidence.
Loan Programs to Fit
all Homeownership Dreams
Non-QM Loans
Alternative options. Flexible documentation.
Non-QM loans may provide alternative mortgage options for qualified borrowers who do not meet traditional loan requirements.
Down Payment Assistance
Help with upfront costs.
Down payment assistance programs may help eligible homebuyers reduce the upfront cash needed to purchase a home.
Refinance
Rework your mortgage. Reach new goals.
Refinancing may help homeowners adjust their mortgage, access home equity, lower payments, change terms, or move into a different loan program.
FHA Loans
Accessible financing. Flexible credit.
FHA loans can help make homeownership more accessible for first-time buyers and borrowers with limited down payment funds or credit challenges.
Conventional Loans
Popular option. Flexible terms.
Conventional loans offer flexibility and competitive terms for qualified homebuyers with stable income, solid credit, and funds available for a down payment.
VA Loan
Powerful benefits. Built for service members.
VA loans are available to eligible Veterans, active-duty service members, and certain spouses, offering strong benefits for qualified borrowers.
USDA Loan
Rural financing. No down payment.
USDA loans are designed to help eligible low- to moderate-income buyers purchase homes in qualifying rural and suburban areas.