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About Johanna Summers

With over 14 years of experience in the mortgage industry, I’m passionate about helping clients find the best solutions for their unique needs. As a leader committed to achieving results, I take pride in offering personalized guidance to both my clients and my team. I understand that everyone’s financial situation is different, which is why I focus on providing tailored advice to help individuals navigate the home-buying process with confidence. I’m also deeply dedicated to financial education and spend much of my time empowering others to better understand their finances and mortgages, enabling them to make informed decisions for their financial future.

When I’m not working, I enjoy staying up-to-date with current events, challenging myself at Orange Theory Fitness, and traveling with my family.

I believe buying a home is a significant milestone, and I’m here to help ensure that choosing the right mortgage sets the foundation for long-term financial success. If you are ready to take the next step toward homeownership or simply want to explore your options, I'd love to help.

Reach out today to start the conversation and discover how we can work together to find the right mortgage solution for you.

Address:

1750 East Golf Road, Suite 240, Schaumburg, IL 60173

Licensed:

DE, MD, NC, VA

Purchase Calculator

Why Borrowers Choose SUCCESS® Lending

Who We Are

SUCCESS® Lending is a mortgage lender built around people, relationships, and clear communication. Our loan officers help homebuyers and homeowners understand their options, compare loan programs, and move through the mortgage process with confidence. Whether you are buying your first home, moving up, refinancing, investing, or using your home equity, we are here to help you make informed decisions.

Our Mission

Our mission is to make home financing feel more personal, transparent, and easier to understand. We take the time to learn about your goals, explain your options, and help you choose a loan strategy that fits your financial picture. From pre-approval to closing, your SUCCESS® Lending loan officer is focused on keeping you informed, prepared, and supported.

Our Promise

You deserve a mortgage experience that is clear, responsive, and centered on your goals. We promise to communicate throughout the process, answer your questions, and work with your real estate agent when applicable to help keep your loan moving forward. With SUCCESS® Lending, you have a loan officer who is committed to helping you take the next step with confidence.

Loan Programs to Fit
all Homeownership Dreams

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Non-QM Loans

Alternative options. Flexible documentation.

Non-QM loans may provide alternative mortgage options for qualified borrowers who do not meet traditional loan requirements.

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Down Payment Assistance

Help with upfront costs.

Down payment assistance programs may help eligible homebuyers reduce the upfront cash needed to purchase a home.

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Refinance

Rework your mortgage. Reach new goals.

Refinancing may help homeowners adjust their mortgage, access home equity, lower payments, change terms, or move into a different loan program.

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FHA Loans

Accessible financing. Flexible credit.

FHA loans can help make homeownership more accessible for first-time buyers and borrowers with limited down payment funds or credit challenges.

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Conventional Loans

Popular option. Flexible terms.

Conventional loans offer flexibility and competitive terms for qualified homebuyers with stable income, solid credit, and funds available for a down payment.

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VA Loan

Powerful benefits. Built for service members.

VA loans are available to eligible Veterans, active-duty service members, and certain spouses, offering strong benefits for qualified borrowers.

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USDA Loan

Rural financing. No down payment.

USDA loans are designed to help eligible low- to moderate-income buyers purchase homes in qualifying rural and suburban areas.