Joe Freeman brings over 15 years of hands-on experience in real estate and finance to his role as Branch Manager with Success Lending. A licensed real estate salesperson since 2008, Joe has built his career on a deep understanding of the full property lifecycle—from personally purchasing and rehabbing, to analyzing multifamily cash flows, to representation of Buyers and Sellers and and strategic disposition. His background gives him a unique perspective that helps clients make informed, confident decisions at every stage of the lending process.
Known for his exceptional organization, promptness, and follow-through, Joe thrives on helping individuals and families navigate their financial journeys. With strong expertise in consumer finance and budgeting, he takes pride in turning complex challenges into clear, actionable steps. His mission is simple: to empower clients with the knowledge, resources, and support they need to achieve their goals—whether it’s buying their first home or building long-term wealth.
Driven by a belief that success is built on service, Joe blends professional precision with a personal commitment to making a difference.
Address:
2055 Craigshire Drive, Suite 410, Office #413, St. Louis, MO 63146
Licensed:
Purchase Calculator
Why Borrowers Choose SUCCESS® Lending
Who We Are
SUCCESS® Lending is a mortgage lender built around people, relationships, and clear communication. Our loan officers help homebuyers and homeowners understand their options, compare loan programs, and move through the mortgage process with confidence. Whether you are buying your first home, moving up, refinancing, investing, or using your home equity, we are here to help you make informed decisions.
Our Mission
Our mission is to make home financing feel more personal, transparent, and easier to understand. We take the time to learn about your goals, explain your options, and help you choose a loan strategy that fits your financial picture. From pre-approval to closing, your SUCCESS® Lending loan officer is focused on keeping you informed, prepared, and supported.
Our Promise
You deserve a mortgage experience that is clear, responsive, and centered on your goals. We promise to communicate throughout the process, answer your questions, and work with your real estate agent when applicable to help keep your loan moving forward. With SUCCESS® Lending, you have a loan officer who is committed to helping you take the next step with confidence.
Loan Programs to Fit
all Homeownership Dreams
Non-QM Loans
Alternative options. Flexible documentation.
Non-QM loans may provide alternative mortgage options for qualified borrowers who do not meet traditional loan requirements.
Down Payment Assistance
Help with upfront costs.
Down payment assistance programs may help eligible homebuyers reduce the upfront cash needed to purchase a home.
Refinance
Rework your mortgage. Reach new goals.
Refinancing may help homeowners adjust their mortgage, access home equity, lower payments, change terms, or move into a different loan program.
FHA Loans
Accessible financing. Flexible credit.
FHA loans can help make homeownership more accessible for first-time buyers and borrowers with limited down payment funds or credit challenges.
Conventional Loans
Popular option. Flexible terms.
Conventional loans offer flexibility and competitive terms for qualified homebuyers with stable income, solid credit, and funds available for a down payment.
VA Loan
Powerful benefits. Built for service members.
VA loans are available to eligible Veterans, active-duty service members, and certain spouses, offering strong benefits for qualified borrowers.
USDA Loan
Rural financing. No down payment.
USDA loans are designed to help eligible low- to moderate-income buyers purchase homes in qualifying rural and suburban areas.