James Gorrie is a mortgage loan officer with SUCCESS® Lending, serving homebuyers, homeowners, investors, and luxury buyers in Raleigh, North Carolina, and clients from coast to coast.
James began his mortgage career in Santa Barbara, California, where he gained experience serving both luxury and middle-market borrowers. Over the years, he has worked with a wide range of clients, including builders, developers, physicians, CPAs, business owners, investors, and high-net-worth borrowers. His lending experience includes primary residences, investment properties, and DSCR loan solutions for real estate investors.
As a Registered Investment Advisor, James brings a broader financial perspective to the mortgage process. He understands that a home loan is not just a transaction; it is often part of a larger financial strategy. His goal is to help each borrower understand their options, evaluate the right loan structure for their goals, and move through the financing process with clarity and confidence. James has been recognized as a Million-Dollar Producer and Producer of the Year, among other professional achievements. He is especially focused on serving Raleigh’s luxury home market while also helping buyers and investors across a wide range of financial profiles. In addition to his mortgage career, James is an entrepreneur, published author, award-winning filmmaker, and former lecturer on economic development, China, and international political economy. He studied Art History and French in Paris at the Sorbonne University Annex and pursued doctoral studies in International Relations and International Political Economy of the Asia-Pacific at UC Santa Barbara. He speaks Spanish and conversational French. Outside of work, James enjoys traveling, writing screenplays, and has spent years surfing in California, Mexico, Hawaii, and South America. That global perspective, combined with his financial background and mortgage experience, shapes the way he works with clients: thoughtfully, strategically, and with a clear understanding that every borrower’s homeownership journey is unique.
Address:
100 Lynn Road, Suite 100, Raleigh, NC 27609
Licensed:
Purchase Calculator
Why Borrowers Choose SUCCESS® Lending
Who We Are
SUCCESS® Lending is a mortgage lender built around people, relationships, and clear communication. Our loan officers help homebuyers and homeowners understand their options, compare loan programs, and move through the mortgage process with confidence. Whether you are buying your first home, moving up, refinancing, investing, or using your home equity, we are here to help you make informed decisions.
Our Mission
Our mission is to make home financing feel more personal, transparent, and easier to understand. We take the time to learn about your goals, explain your options, and help you choose a loan strategy that fits your financial picture. From pre-approval to closing, your SUCCESS® Lending loan officer is focused on keeping you informed, prepared, and supported.
Our Promise
You deserve a mortgage experience that is clear, responsive, and centered on your goals. We promise to communicate throughout the process, answer your questions, and work with your real estate agent when applicable to help keep your loan moving forward. With SUCCESS® Lending, you have a loan officer who is committed to helping you take the next step with confidence.
Loan Programs to Fit
all Homeownership Dreams
Non-QM Loans
Alternative options. Flexible documentation.
Non-QM loans may provide alternative mortgage options for qualified borrowers who do not meet traditional loan requirements.
Down Payment Assistance
Help with upfront costs.
Down payment assistance programs may help eligible homebuyers reduce the upfront cash needed to purchase a home.
Refinance
Rework your mortgage. Reach new goals.
Refinancing may help homeowners adjust their mortgage, access home equity, lower payments, change terms, or move into a different loan program.
FHA Loans
Accessible financing. Flexible credit.
FHA loans can help make homeownership more accessible for first-time buyers and borrowers with limited down payment funds or credit challenges.
Conventional Loans
Popular option. Flexible terms.
Conventional loans offer flexibility and competitive terms for qualified homebuyers with stable income, solid credit, and funds available for a down payment.
VA Loan
Powerful benefits. Built for service members.
VA loans are available to eligible Veterans, active-duty service members, and certain spouses, offering strong benefits for qualified borrowers.
USDA Loan
Rural financing. No down payment.
USDA loans are designed to help eligible low- to moderate-income buyers purchase homes in qualifying rural and suburban areas.