Hello, I'm Erik Williams and I have been in the Mortgage Industry for over 25 years. I love my job as it gives me the opportunity to assist Homebuyers in making their dreams come true! I specialize in helping First Time Home Buyers, providing Renovation loans, FHA 203k, and Homestyle's Renovation loans. Ask me how you can buy a home for $100 dollars down, receive funds to fix up a house, and achieve equity.
My clients are my top priority! My goal is to understand your needs and build a financial plan around your monthly budget.
It’s important to me provide you with all the financial information you need so buying a house will be an easy decision.
Buying a home should be fun and enjoyable journey!
By providing all the information you need upfront we eliminate the stress of worrying how much money you will need for closing or how much your mortgage payment will be.
These discussions are thoroughly discussed in the beginning so there are no surprises.
Once a contract is received, I will ask for everything we need up front so Underwriting can provide a fast mortgage approval.
Then the Homebuyer can sit back and relax till their closing date.
I believe in working the same hours as my Realtor Partners. So, I make myself available on weekends and evenings. When Listing Agents call me on Sunday evenings and ask about my Buyer’s pre-approval, they are thoroughly convinced to accept their bid because they have confidence in me as a Lender. My philosophy is to try to always be available for Client’s immediately, so they can feel secure in their decisions. I use my humor, and my experience to help guide through any surprises that might come up. My Business is based on referrals, so it is my top priority that every Client of mine becomes a raving fan!
I have a 27-year-old Daughter and a 21-year-old Son that I am very proud of! Due to circumstances, I was a single father and helped raise them on my own. It has been my greatest joy to be able to watch them as they grow up and become who they are today! My other Family members are my 3-year-old rescue Lab named Addie, a 5-year-old cat named Sami, and a 5-year-old Koi Fish named Big Momma. I live in a forest area so many of my weekends are spend doing yard work and tending to our Koi pond. If you call me, I might be outside or taking a walk with Addie.
I look forward to working with you. Contact me today to get started!
Address:
1750 E Golf Rd, Suite 240, Schaumburg, IL 60173
Licensed:
Purchase Calculator
Why Borrowers Choose SUCCESS® Lending
Who We Are
SUCCESS® Lending is a mortgage lender built around people, relationships, and clear communication. Our loan officers help homebuyers and homeowners understand their options, compare loan programs, and move through the mortgage process with confidence. Whether you are buying your first home, moving up, refinancing, investing, or using your home equity, we are here to help you make informed decisions.
Our Mission
Our mission is to make home financing feel more personal, transparent, and easier to understand. We take the time to learn about your goals, explain your options, and help you choose a loan strategy that fits your financial picture. From pre-approval to closing, your SUCCESS® Lending loan officer is focused on keeping you informed, prepared, and supported.
Our Promise
You deserve a mortgage experience that is clear, responsive, and centered on your goals. We promise to communicate throughout the process, answer your questions, and work with your real estate agent when applicable to help keep your loan moving forward. With SUCCESS® Lending, you have a loan officer who is committed to helping you take the next step with confidence.
Loan Programs to Fit
all Homeownership Dreams
Non-QM Loans
Alternative options. Flexible documentation.
Non-QM loans may provide alternative mortgage options for qualified borrowers who do not meet traditional loan requirements.
Down Payment Assistance
Help with upfront costs.
Down payment assistance programs may help eligible homebuyers reduce the upfront cash needed to purchase a home.
Refinance
Rework your mortgage. Reach new goals.
Refinancing may help homeowners adjust their mortgage, access home equity, lower payments, change terms, or move into a different loan program.
FHA Loans
Accessible financing. Flexible credit.
FHA loans can help make homeownership more accessible for first-time buyers and borrowers with limited down payment funds or credit challenges.
Conventional Loans
Popular option. Flexible terms.
Conventional loans offer flexibility and competitive terms for qualified homebuyers with stable income, solid credit, and funds available for a down payment.
VA Loan
Powerful benefits. Built for service members.
VA loans are available to eligible Veterans, active-duty service members, and certain spouses, offering strong benefits for qualified borrowers.
USDA Loan
Rural financing. No down payment.
USDA loans are designed to help eligible low- to moderate-income buyers purchase homes in qualifying rural and suburban areas.